Home>> Financial Tools >> The Strategist  The Strategist     The Strategist Since 1996, The Strategist has been the leading source of information and strategies in the Self Managed Superannuation (DIY) industry. The Strategist is read and applied by both financial professionals and individuals who are looking to extend their know Magazines click here for pricing and additional information        Inside Finance Credit Card Cheques Branded A “Rip-Off”   Credit card cheques branded a “rip-off” which is provided by financial protection agencies. Many users do not know that interest starts to be accrued straight away, according to recent research, and many people are unaware that the interest rate is higher than the standard charges for using their credit card in the conventional manner. People With No Credit   There are five tips for establishing people with no credit. These types of hard credit inquiries can lower your credit score. You will establish a good payment history very quickly this way. Underinsuring Home Building And Contents   The True Cost Of Underinsuring Your Home Building And Contents is been discussed in this article. The insured has a duty to disclose to the insurer anything that they know or could reasonably be expected to know is relevant to the insurer’s decision to accept the risk and, if so, on what terms. For obvious reasons, this is called the Duty of Disclosure. 0% Apr Is An Offer Why Refuse?   Why You refuse the 0% APR for credit cards. It can be used as a tool that allows you to purchase much-needed items while managing your cash flow. The only time it becomes a bad thing is when credit balances remained unpaid and interest accumulates. Big Responsibility? - For What   The big responsibility is to getting a credit card. However, getting a credit card is also a huge responsibility and if you don't keep an eye on your spending habits, credit cards can create some serious problems. Any credit card receipts should be kept until you can compare them to your monthly statement.

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