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How Long Should You Stick With A High Yield Investing Program?
By: Brian Kay
Most people ask us when we feel is the right time for them to stop
compounding/reinvesting and take their money out of a program. This is a tough
answer to give. It all depends on the program that is invested in and the rate
of return. Usually we recommend the following for the below 3 categories:
Type #1 HYIP - Low stable payers (Pays between 2-7% per week, 8-28% per month).
This type of program is probably one of the safer types around. More likely than
types 2 and 3, these are actually investing funds in Stocks, Forex, or other
stable programs. This means that they will most likely be around for quite some
time. Even if they do end up as a ponzi, their lifespan will be much longer then
types 2 and 3. We recommend that you Invest a sum of money and then compound
half of your returns until you get back your principle. Once you have recovered
your principle continue to compound/reinvest but this time at a rate of 60-70%
of your returns. If the program sticks around, you should be able to profit
quite a bit. Once you receive 250% return we recommend that you stop compounding
and look for another program.
Type #2 HYIP - Mid range paying moderately secure program (Pays 8-16% per week,
32-64% per month). This type of program is probably the most popular among
investors. They feel secure since the payouts are not too high, but also feel
like they are going to quickly make a return on their investments. Many of these
programs actually invest in other programs, forex, stocks, etc, however many are
just ponzi's. We have found that most of Type 2 HYIP's are a mixture of both
ponzi and investment program. They more then likely invest members funds in a
variety of ways, but most of the time find it impossible to pay out such high
returns with the revenue they are making. This forces them to become part ponzi
and use some of the new members funds to pay off old members. In the case of the
Type 2 HYIPs, we recommend you compound/reinvest only 20% of your returns until
you get your principle back, then once you get your principle back you simply
stop reinvesting and just let the program run it's course.
Type #3 HYIP - High paying, relatively insecure programs (Pays Over 17% per week
and over 65% per month). These are usually the programs which are more then
likely daily payers. For example 3%, 5%, 10% per day or even more are offered.
99.9% of the time these are atleast part ponzi, and will most likely end within
3 months. These programs begin with the admin knowing that he will have to run a
part ponzi program to succeed. It is nearly impossible to earn such high returns
in a short period of time like most of these programs claim. The higher the
daily return the less likely the program will last. If you dare to gamble your
money in such programs, we recommend that you only invest one time and do not
reinvest or compound your earnings. The lifespans of Type 3 programs are usually
extremely short and those who invest right when the program opens are the ones
who will walk away happy.
All in all these are just some of our opinions. Performance may vary. Stick to
these guidelines and investigate HYIP's before investing in them.
About the Author:
Owner of some of the Largest Online Investing forums which include: HYIP & Autosurf Forum , HYIP Forum Investing Forum
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