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Credit Card Extras
By: Peter Kenny
Depending on which company supplies your credit card and which credit card you
have, you are likely to have access to a whole range of additional services that
come along with your credit card. These will be different for all credit card
providers who each offer their own benefits and advantages to their customers.
Some credit cards will offer you special discounts or benefits from specific
stores or companies. So you may for example get a discount for all purchases you
make from a specific company. This will especially be the case if the credit
card provider is in some way affiliated with a store or major retailer.
Another benefit you may get from your credit card is when you rent a car. Many
credit card companies will offer you car rental insurance when you use the card
to pay for the car rental. The same may be true of booking flights or other
travel purchases. A benefit of the credit card may that it provides you with
free travel insurance. These are especially popular with American credit cards.
Loyalty schemes may give you points, air miles, or some other form of reward for
every pound you spend with your credit card. So simply by using your credit
card, you will be collecting loyalty points that will soon add up. You can then
use them to claim a cash refund or some other reward. If you are collecting air
miles than you will be able to use them to book free plane tickets or upgrade
your flights to business or first class.
One of the other big advantages of making a purchase with your credit card is
that the credit card company will have to guarantee the quality of the item you
purchase. So if, for example, you buy a sweater with your credit card, and it
turns out to be of defective quality, then you will have two options, you can go
to the seller of the sweater for a refund. But sometimes you will be unable to
seek a refund from the retailer, such as if you bought it from somewhere far
away from where you live, or you cannot get a refund from the retailer for
whatever reason, in this circumstance, you can instead turn to the credit card
company and claim the refund from them instead. This is a major advantage of
using your credit card to pay for purchases.
About the Author:
Peter Kenny is a writer for creditcards-gb For additional articles and an
extensive resource for everything about credit cards, please visit us at http://www.creditcards-gb.co.uk and http://www.creditcards2go4.com |
