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Giving While You Spend: The Two-fold Benefit Of Charity Credit Cards
By: Diane Newsom
Charity credit cards offer you an alternative way to generously donate money to
various causes: causes that serve to help others in need. In an effort to get
you to sign on for various cards, many card companies are now offering credit
cards to you that donate an amount to charities whenever you spend. Ultimately,
card companies are helping numerous charities raise the funds they so
desperately need and many shoppers like you are prepared to help: if you don’t
necessarily have the extra cash on hand to donate to your favourite charities
you can now help out such charities by using a credit card that participates in
such schemes.
Various charities are making arrangements with different credit card companies
in an effort to get funding for their cause. For all intents and purposes, the
only thing you have to do is to sign up for the credit card—for each application
fulfilled, charities immediately receive a donation from the credit card
company. Moreover, as you use the card on various purchases, the credit card
companies again make donations to the charities associated with the cards being
used on the purchases.
So what kind of credit cards are you able to apply for online? The Red American
Express credit card is one of many cards being offered for such a worthy cause.
Each time you use the Red American Express credit card the amount spent
increases the donation sent to the charity: a charity pre-chosen by the card
issuer. During the first month that you use the Red American Express card,
American Express will donate £5 to the Global Fund: an organisation that is
helping children and women in Africa experiencing the affects of AIDS. Plus,
each year, American Express donates one percent of anything you spend up to
£5000 and 1.25 percent of anything spent over £5000. Essentially, each time you
use the Red American Express card you will be helping women and children in
Africa who really need that your help—something you can feel good about.
There are other card companies that you can use to assist others in need such as
the Cancer Research card. Signing up for the Cancer Research card promises you
quite a bit in terms of donation. Once you have signed up for the Cancer
Research card, upon its first use, the card company willingly donates £20 to
further Cancer Research. Later, as you use the card again and again, the card
company offering the Cancer Research card, Halifax, will donate .25 percent of
every £100 that you spend. A great deal for Cancer research and an excellent
cause.
On the other hand, you may want to sign on for the RSPCA credit card, offering
you the opportunity to assist animals every time you use your card. Every animal
lover would surely like this one: with each pound spent, a donation will be
given to help animals. Animal lovers like you will find that the RSCPA credit
card allows them to donate £15 when you sign up for the card. Later, with each
use of the RSPCA card, you will be automatically donating .25 percent of every
£100 spent. Plus, Beneficial, the card company issuing the RSPCA credit card,
will donate £1 to the RSPCA each year that you keep and use the card. How about
the opportunity to assist children? If and when you choose to sign up for the
National Society for the Prevention of Cruelty to Children credit card Halifax
gives the NSPCC £10 when you are approved. Later, like the above mentioned
cards, .25 percent of every £100 spent is further donated to the NSPCC.
Many of the cards available to you can be readily applied for online and you
will be notified of their approval within 30 seconds or less. What is
particularly nice about the various cards available is that you don’t
necessarily lose out on a good deal because you have chosen a charity credit
card over other cards available. Many of the APRs on charity credit cards are
extremely low and some cards offer additional rewards and savings to you. Plus,
accounts associated with various cards can be easily managed with online access.
What better way for you to feel good about yourself than to give to others while
you shop? The benefits of having one or more charity credit cards serve a
two-fold purpose: you get to reap the benefits of the low APRs such cards have
to offer and you also get to feel good about yourself for donating to important
causes every time you use one or more of the charity credit cards. Sign up now
for your charity credit card and start donating to organisations that need your
help today!
About the Author:
Diane Newsom is an author for the www.usewho.com/?pid=8 UK search portal Usewho. Please visit us for more information on www.usewho.com/8/charity-credit-cards.html charity credit cards. |
