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 Finance Top Picks

100 Years of Wall Street

Easy Way to Get Started

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Womens Money Magazine

Women's Money Magazine is Australia's only publication created specifically to empower women to better understand and manage their financial future. Each issue features topical and relevant articles under the following broad headings: family and relations

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1001 Ways To Save Grow Invest Your Money

Powerful fast-paced guide for all investors.

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Insto

INSTO is an Australian financial and capital markets publishing and events company. INSTO reaches its target audience of issuers, intermediaries and investors through its quarterly magazine, weekly capital markets newsletter and conferences.

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1000000 in Property in One Year

Finding good niche businesses

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 Inside Finance

Credit Risk
  Let's discuss about credit risk. When banks and others want to ascertain what kind of credit risk you may pose, they will consult your FICO score before doing anything. The FICO is like a report card of your credit. Your FICO score is a three digit number ranging from 300-850. You actually have three separate FICO scores, one for each credit bureau - Equifax, Experian, and TransUnion. These may not show the same score, since not every creditor reports to all three credit bureaus.In order to make sure you see the same thing that your eventual creditors are seeing, order all three of your fico scores. Study them carefully. You look at the total score, naturally, but you also want to scrutinize the details carefully. Maybe that rent check last year that you sent in one week too late was never registered properly. This will definitely affect your overall score.

        


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